SBI remains a deposit machine

Wait till after they bloom. 78. Prune your wisteria, ditto. SBI remains a deposit machine, and despite sharply cutting SA/TD rates, has further improved its deposit market share by 46bp to 22.8%. On a segmental basis, Retail PBT grew 42% YoY despite a modest 8% YoY revenue increase, while loss in the Corporate segment narrowed sharply. Around 21.8% of customers have availed the benefit of moratorium, amounting to INR5.6t (23% in value terms), which is better than that for most peers.

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